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Mattress financing details Mattress financing details

Two Great Options

  • Interest Free Financing
  • Up to 72 Months
Learn More
  • Quick and Easy
  • Real Time Decision
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Financing with US-Mattress with a Synchrony HOME credit card makes it fast, simple, and secure to apply online.
6 Months Deferred Interest Minimum Purchase
$150
12 Months Deferred Interest Minimum Purchase
$499
No interest if paid in full*on purchases of $150/$499 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months or if you make a late payment. Minimum payments required.
24 Months Equal Payments Minimum Purchase
$899
36 Months Equal Payments Minimum Purchase
$1,399
48 Months Equal Payments Minimum Purchase
$1,899
72 Months Equal Payments Minimum Purchase
$7,000
No interest and 24/36/48/72 monthly payments**on mattress*** purchases of $899/$1,399/$1,899/$7,000 or more.
*With credit approval for qualifying purchases made on the Synchrony Credit Card at participating stores. As of 8/2/2020 APR Variable: 29.99%. Minimum interest charge $2.00. See card agreement for details. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other credit promotion offer. **With credit approval for qualifying purchases made on the Synchrony Credit Card at participating stores. As of 8/2/2020 APR Variable: 29.99%. Minimum interest charge $2.00. See card agreement for details. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store associate for details. May not be combined with any other credit promotion offer. ***The only mattress brands available for 36/48 month financing are Sealy, Simmons, Tempurpedic, Stearns & Foster, Spring Air, Marshall and Vispring****Clearance and Hastens items do not qualify for financing.
Make easy monthly payments over 3, 6, or 12 months. Find out in real time how much you may prequalify for with only a few clicks.
Affirm quick and easy Affirm no hidden fees
Prequalify Today Checking your eligibility won't affect your credit score. Affirm payment subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required

Other Ways to Pay

No Credit Required - Lease to Own

Lease to own